It is pretty much a necessity to have a Smartphone in this day and age due to the need for many people to use them to access work email and documents at all hours or to interact with others socially. While a Smartphone data and phone plan can be costly, there are several different ways to reduce the overall costs and save money on your phone plan overall.
Join a Family Plan
Family plans offer the best option for saving money on your phone plan. Sharp discounts are given for having multiple phone lines under one master plan and there is no benefit for not keeping your phone under a master family plan. Sign up your entire family and consider bundling with your extended family for further savings, if they are interested in doing so. By combining multiple phone lines, you're cost per phone will plummet and you will have a more manageable phone bill.
Used Wi-Fi When Possible
Try to use Wi-Fi connection whenever possible-especially at home or work. Don't download or stream any videos or music unless you're connected to Wi-Fi. Some carriers will send you a warning when you're near your limit. Smart phones also have data warning settings on them as well.
Bundle with Other Services
Many phone providers like Verizon and AT&T also will sell home telephone and cable internet subscriptions in addition to their cell phone plans. By bundling with these services you can potentially reduce your fees as many phone providers will offer discounts and incentives for you to keep all of your services under their umbrella. It is cheaper to keep your phone plans bundled with your TV services, if practical in your area and to save on your total costs by doing so.
Don't Use Phone Insurance
Paying extra for monthly insurance can add up to an extra $100 a year. Instead, save a few dollars a month to replace your phone if you need to and the future. If you don't have the extra cash to replace your phone if something were to happen to it, then your phone is probably too expensive for your budget.
Look for Company or Organizational Discounts
Various companies and organizations will have programs with phone carriers that offer discounts. In fact, it would be hard to not fit into one of these discount program options. Examples outside of your employer would be discounts as an alumnus of certain universities, different clubs that you may be a part of, discounts as a veteran, and various other options.
Think through the groups that you may have been affiliated with or currently are and contact your phone provider to see if there are any reduced rates available. If not, then keep in mind that you can often claim membership to a group or as an employee of a company and that most of the individuals who would be entering in these discounts would not bother to verify it and would simply apply the discount as a shortcut.
Buy None-Contract Phones
When you buy none contracts "unlocked" phones, you don't have to worry about two-year contracts or pay a ridiculous cancellation charge if you attempt to switch carriers. Check online for older unlock phones to buy at a discounted price. You won't get the latest and greatest Smartphone on the market this way, but you can find a really good Smartphone without locking yourself into an expensive contract.
Cut Off Things You Don't Need
Don't continue to pay for features you don't use like extra minutes, unlimited data, caller id, call waiting, apps you don't use or enhanced voicemail. Some companies offer prepaid plans or allow you to pay as you go. Look into all the extra possibilities out there and online.
When everything else fails, try switching your service provider. Shop around and find the best deals that give the best price for your budget. Most smaller, lesser-known carriers have some link to the "big carriers" and use their cellular towers for your phone service. So you will still get pretty good coverage at a cheaper cost.
While a Smartphone is a necessity in this day and age it doesn't mean that you need to overpay for your coverage. Keep this in mind and consider the aforementioned options for saving on your phone plan. In addition, consider adding e-statements, automatic payment options, and prepaying phone plans as a way of further reducing your overall costs on your phone plan.
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